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Nestled in the beautiful community of Englewood Heights on an oversized lot and just minutes to the beach, this is the perfect starter or second home! This charming 3-Bedroom Home has a new roof 2023 with the THIRD nail, securing the roof better and lowering insurance. It also features a newly remodeled lanai in 2023 to relax and enjoy the outdoors with your morning or evening drink and take in the warmth of Florida. This well maintained single-family home, built in 1977 has many updates, boasting over 1700 square feet of living space in a highly desirable central Englewood location. With 3 bedrooms and 2 baths, this inviting residence features hurricane impact windows throughout most of the house, a hurricane garage door, a new storage shed 2023, the sewer/drain lines were lined in 2016, new blinds, and the eligibility to join Englewood Gardens Beach Club on Englewood beach, JUST 3 miles away! The kitchen is the heart of this home with new quartz counters, a large pantry, newer appliances, and plenty of cabinetry. The large family room adds additional living space, perfect for relaxation or entertaining year-round with plenty of Natural light pouring in from the large wall of windows, creating a bright and airy atmosphere throughout the home. . One of the standout features of this property is its exclusive membership eligibility to the Englewood Gardens Beach Club. The club offers a clubhouse and parking directly on Englewood Beach – a perfect spot to enjoy the sun and surf. This home is NOT in a high risk flood zone, providing peace of mind. Additionally, you’re just minutes away from public beaches, golf courses, world-class fishing, restaurants, the Braves Spring Training Camp, and so much more. With I-75 just a short drive away, this home offers the ideal balance of peaceful living and convenient access to everything you need. Don't miss your chance to own this coastal gem – a cozy home with everything you need to enjoy the Florida lifestyle. Schedule your appointment today.
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$289,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $269 | $269 | $269 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,461 | $1,519 | $1,935 |
Total Monthly Payment | $1,805 | $1,863 | $2,279 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.