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Opportunity knocks with this spacious 4-bedroom, 3-bath single-family pool home in one of Port Charlotte’s most desirable areas. Built in 2017, the home sits on a quiet street and offers the bones of a modern Florida retreat—but it's a blank canvas awaiting your vision. The property was impacted by hurricane damage, requiring a new roof and full interior restoration. It has been 100% gutted, allowing a clean slate for investors, contractors, or first-time homebuyers with a renovation loan to bring this home back to life.
With over 2, 200 square feet of living space and a split floor plan, the layout offers flexibility for multigenerational living, a home office, or vacation rental potential. The screened pool area and existing pool cage create the foundation for a relaxing outdoor space. A small fenced backyard offers added privacy and is ideal for pets or play. The 2-car garage, concrete block construction, and existing HVAC setup provide a great starting point for rebuild value.
Located in the South Gulf Cove community, you're just minutes from all that Southwest Florida has to offer. Enjoy convenient access to:
Shopping & Dining: Less than 15 minutes to Port Charlotte Town Center Mall, Publix, Home Depot, and numerous local and national restaurants.
Beaches & Outdoor Fun: Only 10 miles to the sandy shores of Englewood Beach, Boca Grande, and Stump Pass State Park, perfect for sunbathing, fishing, and boating.
Golf & Recreation: Surrounded by championship golf courses, including Riverwood Golf Club and Rotonda West’s multiple courses within a 10–15-minute drive.
Marinas & Boating Access: South Gulf Cove offers optional HOA access to community boat ramps with Gulf access canals—a paradise for boaters and water lovers.
Medical & Services: Less than 20 minutes to ShorePoint Health Port Charlotte and other local clinics and pharmacies.
No HOA or CDD fees make this an especially attractive opportunity for value-focused buyers. Whether you’re a seasoned investor seeking your next flip, or a homeowner ready to build sweat equity using a renovation or 203(k) loan, this home offers size, location, and potential in a growing Florida market.
Don’t miss your chance to restore and customize a newer home in a prime location. Call today to schedule a private showing and start planning your dream renovation!
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Our Executive Mortgage Banker:
Our Insurance Division:
$405,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $324,000 | $324,000 | $324,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $121 | $121 | $121 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,048 | $2,128 | $2,712 |
Total Monthly Payment | $2,244 | $2,324 | $2,908 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.