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This gorgeous 3/2. 5, two story home in the Lake Lucerne II community, backs up to conservation land. Centrally located, it offers easy access to Orlando and Tampa, is close to shopping, and only . 8 miles from the golf course. Have your morning coffee on the back porch looking out at the water of the land behind you. With this home being built in January of 2024 you get all the confidence of a new home with the added upgrades the homeowner made. Some of these include vinyl fences down the side and a metal fence across the back so as not to block the lovely view, a whole home water filtration system and security system. They had luxury vinyl flooring put throughout the home except the stairs, which have carpet, and the bathrooms and laundry room, which are tiled. The home has an open floorplan downstairs. The foyer is lovely with the added wall detail, storage under the stairs and a half bath. In the living room an electric fireplace was built it adding charm. The kitchen has beautiful cabinets, stone countertops, a pantry, an island with bar seating and upgraded stainless steel appliances. Downstairs there is also a bonus room that can be used as an office or additional bedroom and a 2-car garage. Upstairs you will find a large loft perfect for a family room, playroom or could be converted to a 4th bedroom. The master bedroom has plenty of space for a king bed and several dressers. The master closet was custom built for plenty of storage and the master bath has a walk-in shower, dual sinks and a linen closet. There are 2 additional bedrooms, a bathroom with tub/shower, vanity sink and a nice laundry room with sink. In the garage you will find room for two cars, storage space and a hybrid heat pump water heater. It heats your water and cools your garage. The community has no CDD and the HOA is only $71. 33 a month. Enjoy the club house after a long day with its relaxing 2 pools and a playground. Schedule your appointment to see the home for yourself!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $344,000 | $344,000 | $344,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | $127 | $127 | $127 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,174 | $2,260 | $2,880 |
Total Monthly Payment | $2,376 | $2,462 | $3,082 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.