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Welcome to your waterfront dream home in the highly sought-after Yacht Club Estates—one of Pinellas County’s premier boating neighborhoods and elevated 12 inches higher than any other waterfront community in the county. This 3-bedroom, 2. 5-bathroom home sits on a wide, deep-water lot with direct access to Boca Ciega Bay, offering sailboat-depth water, two boat lifts, and a private dock—a true boater’s paradise.
Inside, nearly 2, 700 sq. ft. of living space features a bright, open-concept layout with water views and natural light throughout. The home is equipped with natural gas, serving the stove, heat, hot water, and even the pool and spa heater—providing energy-efficient comfort year-round. The spacious primary suite includes dual walk-in closets and a large en-suite bath. Two additional bedrooms, a half bath, and a full laundry room provide comfort and functionality.
Step outside to your private resort-style retreat, complete with a heated saltwater PebbleTec pool and spa, surrounded by lush, mature landscaping. Yacht Club Estates is more than a neighborhood—it’s a lifestyle. Residents enjoy an active, welcoming community with a wide variety of clubs and social events, including a boat club, paddleboarding group, wine club, book club, ladies Bible study, and mom’s group—just to name a few. And if there’s something you’re passionate about that doesn’t exist yet, neighbors are always excited to support something new. It’s a friendly, connected community full of energy and fresh ideas.
The home weathered the 100-year storm, Hurricane Helene, thanks to impact-rated PGT sliders. While storm surge affected the interior, the home was professionally remediated, permitted, and restored. Now, it’s ready for your personal touch—freshly prepped for new paint and flooring of your choice.
Don’t miss this rare opportunity to live waterfront in one of St. Pete’s most desirable and elevated neighborhoods. Schedule your private tour today and start living the lifestyle you’ve been dreaming of.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
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Loan Amount | $1,240,000 | $1,240,000 | $1,240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.727% | 6.560% |
Monthly Tax Payment | $948 | $948 | $948 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,534 | $7,940 | $10,717 |
Total Monthly Payment | $8,607 | $9,013 | $11,790 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.