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Seller is calling for Best and Final by Monday, 4/21 at 4PM. Welcome to this amazing year-round bungalow with dynamic water views. Meticulously maintained; this impressive cottage with its' knotty pine walls, coupled with some of the original hardwood floors give this lake home a unique charm. A beautiful field stone fireplace accents the LVRM. A galley Kitchen, Dining Area and Sitting Room with Primary BDRM finish off the first floor. The second level has an oversized BDRM with a loft for added storage. Some of the updates includes; a remodeled bathroom, upgraded plumbing, with new vinyl plank flooring in the kitchen, bath and sitting room. Mitsubishi HVAC / Hyper Heat split units were installed in the main living area and Primary BDRM in Nov of 2021. Relax with a morning cup of coffee on the oversized deck overlooking the lake. Property has a large patio area with new masonry steps leading down to a sprawling front yard, the perfect setting for entertaining family and friends. Walk directly across the street to 2nd beach, where you can enjoy swimming, boating and fishing. The Lake Hayward community has activities for the entire family, do not delay, make this your year-round vacation home today!
Type | Description | Level |
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Bedroom 1 | Softwood Floor | Upper |
Dining Room | Beams,Ceiling Fan,Hardwood Floor | Main |
Full Bath | Stall Shower,Laminate Floor | Main |
Kitchen | Ceiling Fan,Galley,Pantry,Laminate Floor | Main |
Living Room | Cathedral Ceiling,Beams,Ceiling Fan,Fireplace,Hardwood Floor | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $380 | $380 | $380 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,694 | $1,761 | $2,243 |
Total Monthly Payment | $2,149 | $2,216 | $2,698 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.