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18 Valley Drive, Salisbury Mills, NY, 12577 | $599,000
Welcome to your lakefront retreat on the sparkling shores of Beaver Dam Lake in New Windsor, NY! This warm and inviting split-level home offers the perfect blend of comfort, charm, and convenience—ideal for year-round living or a peaceful weekend getaway. With 3 cozy bedrooms and 1. 5 baths, this home welcomes you with an open-concept main living area that’s filled with natural light and stunning lake views. The heart of the home is the beautifully updated kitchen, featuring a huge center island, granite countertops, and gleaming hardwood floors that flow effortlessly into the living and dining areas—perfect for hosting family and friends or enjoying a quiet evening in. Step outside and breathe in the fresh air from your expansive two-tiered deck, where you’ll enjoy picturesque views of the lake all year long. Whether you're sipping your morning coffee, watching the sunset, or entertaining guests, the setting is nothing short of magical. You’ll have lake rights and your own private dock with a rowboat included, plus access to the community beach from Memorial Day to Labor Day and additional amenities that make every season special. This home also offers smart features for modern living, including solar panels for energy efficiency, a whole house fan, and ductless air conditioning in the main space to keep you cool and comfortable. A one-car garage and a shed offer plenty of storage, and the location truly can’t be beat. Nestled in a friendly lakefront community, you’re just minutes from local attractions like Storm King Art Center, the scenic Hudson River waterfront, and charming downtown Cornwall with its boutiques, cafes, and farmers markets. For outdoor lovers, there’s nearby hiking at Schunnemunk and Black Rock Forest, and when it's time to head into the city, you'll appreciate the easy access to public transportation, including Metro-North and major highways. This is more than just a house—it’s a lifestyle. Come experience the peace, beauty, and community of Beaver Dam Lake living. You may never want to leave.
Features
- Amenities: Basketball Court, Clubhouse, Park
- Rooms: 9
- Bedrooms: 3
- Baths: 1 full / 1 half
- Laundry: In Basement
- Style: Split Level
- Year Built: 1961
- Garage: 1-car
- Heating: Baseboard
- Cooling: Ductless, Wall/Window Unit(s)
- Basement: Partial, See Remarks, Unfinished
- Approx Sq. Feet: 1,474
- Acreage: 0.49
- Est. Taxes: $9,097
- Lot Desc: Back Yard, Hilly, Near Public Transit, See Remarks, Views, Waterfront
- View: Lake, Panoramic
- Water Front: Yes
- Elem. School: Little Britain Elementary School
- Middle School: Washingtonville Middle School
- High School: Washingtonville Senior High School
- School District: Washingtonville
- Appliances: Dishwasher, Dryer, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
- MLS#: 845341
- Days on Market: 3 days
- Website: https://www.raveis.com
/prop/845341/18valleydrive_salisburymills_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
18 Valley Drive, Salisbury Mills, NY, 12577
$599,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.019% | 7.050% | 6.152% |
| Monthly Tax Payment | $758 | $758 | $758 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,990 | $3,148 | $4,011 |
| Total Monthly Payment | $3,840 | $3,998 | $4,861 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535