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Welcome Home to Lowcountry Living at Its Finest!Tucked away in one of Johns Island's premier waterfront communities, this stunning 4-bedroom, 3-bathroom home offers the perfect blend of comfort, sophistication, and convenience. Ideally situated just off the Stono Bridge and only minutes from James Island and Downtown Charleston, you'll love the easy access to everything while enjoying the serenity of cul-de-sac living. Spanning just under 2, 000 square feet, this thoughtfully designed home features a spacious floor plan flooded with natural sunlight. The main level offers a versatile en suite bedroom ideal for guests or a home office while the upstairs hosts the luxurious owner's suite along with two additional bedrooms and a full bath. The heart of the home is the beautifully appointed kitchen, perfect for entertaining and everyday living. Step out to the screened-in porch and take in the beautifully crafted outdoor space complete with elegant concrete work, a cozy fire pit, and a private backyard oasis. Additional highlights include a detached two-car garage, upgraded closet systems, custom built-ins in the laundry room, and tasteful, high-end finishes throughout. Every detail has been meticulously cared for by the current owners, making this home move-in ready for its next chapter. This vibrant community offers an unbeatable mix of relaxation and recreation right at your doorstep. Enjoy direct access to the water with a floating dock featuring boat slips, perfect for weekend cruising or sunset sails. Host unforgettable gatherings at the community boat house, or unwind with a peaceful afternoon on the fishing dock. Looking for leisure? Take advantage of the resort-style pool, beautifully designed clubhouse, and miles of scenic walking trails. For the active lifestyle, enjoy friendly competition on the tennis and pickleball courts, with plenty of open space to stay energized. Boat owners will love the convenience of on-site boat storage, making summer days easier than ever. Whether you're entertaining, exploring, or just enjoying the view this neighborhood has it all. Don't miss your chance to experience the charm and elegance of this exceptional property.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,919 | $4,073 | $5,190 |
Total Monthly Payment | $4,011 | $4,165 | $5,282 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.