2150 Spoleto Lane, #B-11, North Charleston, SC, 29406 | $175,000

Need a first-floor master bedroom? Why rent when you can buy. This one's for you. As you approach, you will notice the full front porch at the front entrance. This is an amazing downstairs flat just minutes to Goose Creek, Ladson, North Charleston, Hanahan and all major roadways including I-26 and Charleston Southern University. It would make a great location for parents to purchase for their college students. Upon entering you will find a large family room with laminate wood flooring, crown molding and a new ceiling fan. The dining area has a wainscoting-picture frame style molding and a new modern chandelier. It is open to the kitchen. The kitchen has a new smooth top range, a new garbage disposal and beautiful wood cabinets. The light fixture is also new. The pass-through window adds extra light. The laundry closet is at the end of the kitchen. The huge primary suite has laminate wood flooring, a new light fixture and a walk-in closet. The bathroom has a new light fixture and a tub/shower combo. The main entrance has room to personalize for greeting your guests. Other features include the roof was replaced in 2019, the windows have recently been updated and two parking spots are assigned to the unit. The HOA covers trash pickup, water and building electricity along with landscaping every other week. The seller also added an automatic water shut off valve for the kitchen sink, bathroom sink and shower which other units in the building do not have. This is a great feature should you need to quickly shut off your water or shut off your water when you are on vacation. The seller has turned this house into a lovely home.

Features

  • Parking: Off Street
  • Heating: Heat Pump
  • Cooling: Central Air
  • Amenities: Lawn Maint Incl, Trash
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Electric Dryer Hookup, Washer Hookup, Laundry Room
  • Complex: Otranto Club Villas
  • Development: 32 - N.Charleston, Summerville, Ladson, Outside I-526
  • Year Built: 1978
  • Approx Sq. Feet: 984
  • Lot Desc: 0 - .5 Acre
  • Elem. School: A. C. Corcoran
  • Middle School: Northwoods
  • High School: Stall
  • MLS#: 25010637
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /prop/25010637/2150spoletolane_northcharleston_sc?source=qrflyer
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Listing courtesy of Carolina One Real Estate

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2150 Spoleto Lane, #B-11, North Charleston, SC, 29406

$175,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $140,000 $140,000 $140,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $885 $920 $1,172
Total Monthly Payment $960 $995 $1,247

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.