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Presenting this meticulously maintained Saluda-style home, just 2. 5 years old, situated on a private end lot off West Butternut Road. With just under half an acre, enjoy the freedom of ample space and NO HOA located in a prime location just minutes from I-26, downtown Summerville, and zoned within the desirable Dorchester Two school district. From the moment you arrive, you'll be impressed by professionally landscaped grounds, rock and paver accents, gutters, and an extended gravel driveway--perfect for RV or boat parking or accommodating multiple guests with ease. Step onto the welcoming front porch and into a thoughtfully designed interior featuring main-level living. The first floor includes a versatile flex space for a formal dining room or office, a half bath, laundry room, and a spacious owner's suite. The open-concept kitchen is the heart of the home, incorporating a full pantry, cabinet-lined island, and seamless flow into the sunlit dining and family rooms, complete with a tray ceiling offering relaxation or area for entertaining. The master suite is privately located at the rear of the home, boasting a large walk-in closet, dual vanity, garden tub, and a separate stand-up shower for a tranquil retreat. Step out back to a covered patio, ideal for cookouts or simply a peaceful spot to unwind while watching kids play in the expansive backyard. The 10x16 shed with electrical hookup provides extra storage for tools, bikes, or lawn equipment, keeping your 2-car garage available for vehicles. Upstairs, you'll find three additional bedrooms, a full bathroom, and a spacious loft, great for a media room, playroom, or home office. With generous closets and window furnishings throughout, this residence checks all the boxes for comfort and convenience. WELCOME HOME!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,999 | $503,999 | $503,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.019% | 7.050% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,144 | $3,311 | $4,219 |
Total Monthly Payment | $3,236 | $3,403 | $4,311 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.