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Welcome to 109 Winston Way, a beautifully maintained 4-bedroom, 2-bath brick ranch nestled on a spacious 0. 3-acre lot in an established neighborhood. This inviting home offers the perfect blend of classic charm and modern versatility, making it ideal for families, entertainers, and anyone looking for room to grow. Step inside to discover a formal living room and a separate dining room, perfect for hosting guests or enjoying quiet evenings at home. The eat-in kitchen flows seamlessly into the heart of the home--an expansive family room with stunning vaulted, beamed ceilings that add warmth and character. Need extra space? The converted garage offers a flexible bonus area, ideal for a home office, gym, playroom, or hobby space. Out back, a huge porch invites you to relax, unwind, or entertain while overlooking your private backyard oasis. Thoughtful updates around the home include a newer roof, AC, and hot water heater. A detached garage/workshop provides even more storage, work, or project space--perfect for DIY enthusiasts or those needing extra room for tools and toys. Conveniently located just minutes from the Naval Weapons Station, with easy access to historic Charleston, area beaches, shopping, and dining, this home offers both comfort and convenience in a prime Lowcountry location. Don't miss your chance to own this versatile and charming Goose Creek gem!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,990 | $319,990 | $319,990 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,023 | $2,102 | $2,679 |
Total Monthly Payment | $2,098 | $2,177 | $2,754 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.