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Located in one of downtown Charleston's most sought-after upper peninsula neighborhoods, this light-filled, single-story home is the charming Wagener Terrace bungalow you've been looking for. Originally built in 1938, 115 Peachtree Street was fully updated in 2018, making this a lower maintenance option for those wanting an older home in an established neighborhood with the conveniences and features of a newer residence. A white picket fence with seasonal climbing roses encloses the front yard, which leads to a full front porch. From the front entrance, you'll enter into a combination great room with living, dining and kitchen. The kitchen features stone countertops, stainless steel appliances, and a gas range. Behind the kitchen is a large flex room which could be used as a pantry, storage space, or home office nook. Off the living and dining area is a small hall to the two secondary bedrooms and a shared hall bath. To the back of the home is a laundry room and the primary suite which includes a walk-in closet and large bathroom with double vanity. From the primary bedroom, French doors lead to a deck and the back and side yards, which house a small storage shed. At 0. 16-acre, this lot is large for the neighborhood, allowing ample space to add on to the home or add a pool without overcrowding the space. While the home and yard can be enjoyed without renovations or additions, there are zoning-approved plans for an addition and a pool, which will convey to buyers should they wish to explore expanding the home. Around the side of the home and back towards the front, 115 Peachtree Street has a driveway for easy off-street parking. Street parking is also available.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $840,000 | $840,000 | $840,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.739% | 6.581% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,104 | $5,379 | $7,260 |
Total Monthly Payment | $5,229 | $5,504 | $7,385 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.