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123 RAMSEY Drive, Melrose, FL, 32138 | $334,560
New Construction! If you're looking for a place to call home without all the distractions of noise and traffic that come with the big city, then you have found it. Paran Lake Hills is a hidden gem, one of the most peaceful neighborhoods in the area with quiet paved roads perfect for walking. The back drop to this home is a pond that gives complete privacy, where the only thing to be seen is the natural Florida landscape. Step into style and comfort in this thoughtfully crafted 3-bedroom, 2-bath home, where quality finishes and attention to detail shine in every room. D. R. Baker Construction never disappoints when it comes to well thought out custom craftsmanship. This home features an open-concept living area that is warm and inviting, with plenty of space to relax and gather. A smart split-bedroom layout provides privacy and convenience, with the primary suite tucked away from the secondary bedrooms-perfect for families or guests. The kitchen has granite countertops, custom cabinetry and stainless steel appliances. This home boasts luxury vinyl plank flooring throughout and both bathrooms are finished with custom tile work. The primary suite includes a spacious ensuite bath and walk-in closet. This home features 2-car garage and sits on over half an acre, offering plenty of room for outdoor living or entertaining. The central location makes for an easy commute to Gainesville, Palatka and even Jacksonville. Completion date is early June.
Features
- Bedrooms: 3
- Baths: 2 full
- Laundry: In Unit
- Style: Craftsman
- Year Built: 2025
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,394
- Acreage: 0.57
- Est. Taxes: $204
- Lot Desc: Few Trees
- View: Pond
- Water Front: Yes
- Appliances: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
- MLS#: 2082433
- Days on Market: 9 days
- Website: https://www.raveis.com
/prop/2082433/123ramseydrive_melrose_fl?source=qrflyer
Listing courtesy of Hatch Realty Services
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
123 RAMSEY Drive, Melrose, FL, 32138
$334,560
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $267,648 | $267,648 | $267,648 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
| Monthly Tax Payment | $17 | $17 | $17 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,692 | $1,758 | $2,241 |
| Total Monthly Payment | $1,784 | $1,850 | $2,333 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388