281 NESS Circle, Out of Area, FL, 32095 | $665,000

Welcome to your dream 4-bed, 3-bath pool home in prestigious Saint John's County. Located in Beacon Lake, this stunning property feels and shows like new but comes with all the extras, including:
• Sparkling heated and chilled pool with extended sun shelf for ultimate relaxation.
• High-impact sliders at the lanai for style and hurricane protection.
• Seller-paid solar system valued at $65K, with a transferable 25-year warranty, offering significant energy efficiency.
• Brand new carpet combined with elegant luxury plank flooring throughout.
• Whole House Water Softener with Reverse Osmosis filtration in the kitchen.
• Beautiful fruit trees and a live bamboo fence line for added privacy and charm.
• Custom Murphy and Barn doors to define bedroom areas.
• Gourmet kitchen perfect for entertaining and main floor charming Primary Suite with peaceful pool view.
• 4th Bedroom upstairs with Ensuite (Tub/Shower) and Walk-in closet can be 2nd Primary Suite. Unique selling points: * Top-rated Saint John's County schools: Highly-rated schools with new K-8 academy within walking distance to the home. * Prime location: Easy access to community offerings, for convenience and lifestyle. * Beacon Lake amenities: A serene 43-acre lake, fitness center, culinary studio, zero-entry pool, splash park, water slides, pickleball and tennis courts, sand beach, fire pit, and scenic walking trails. Experience luxury, privacy, and modern sophistication. Act now, schedule your private tour for this exceptional home today!

Features

  • Amenities: Other, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Lower Level, Washer Hookup
  • Style: Traditional, Other
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central, Electric, Zoned
  • Cooling: Central Air, Electric, Zoned
  • Approx Sq. Feet: 2,189
  • Acreage: 0.19
  • Est. Taxes: $3,374
  • HOA Fee: $71 Annually
  • Lot Desc: Sprinklers In Front, Sprinklers In Rear
  • View: Trees/Woods
  • Elem. School: Lakeside Academy
  • Middle School: Lakeside Academy
  • High School: Beachside
  • Appliances: Convection Oven, Dishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
  • MLS#: 2064794
  • Days on Market: 104 days
  • Website: https://www.raveis.com
    /prop/2064794/281nesscircle_outofarea_fl?source=qrflyer
Copyright © 2025  Northeast Florida Multiple Listing Service,
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of Herron Real Estate LLC

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

281 NESS Circle, Out of Area, FL, 32095

$665,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $532,000 $532,000 $532,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.037% 6.066%
Monthly Tax Payment $281 $281 $281
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,319 $3,495 $4,418
Total Monthly Payment $3,692 $3,868 $4,791

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.