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In the guard-gated Spruce Creek Fly-In community, this attractive brick home features a golf course view and an enjoyable private pool, along with a 2023 roof with new skylights. With four bedrooms and two baths, the home showcases a spacious open-concept eat-in kitchen seamlessly connected to the family room. This inviting space is enhanced by wood cabinetry, granite countertops, a breakfast bar and a cozy raised hearth fireplace. French doors open to a covered porch and the pool area. There is a large dining room and a separate bonus room also with French doors, ideal for entertaining or serving as an office or den. The primary suite offers direct access to the pool area through French doors and includes a walk-in closet. The en-suite bath has a walk-in shower and a dual vanity, while the second bath has been fully updated to include a barrier-free shower and a soaking tub. One of the bedrooms is fitted with a wall bed and built-in cabinetry. Living in the Spruce Creek Fly-In community means enjoying private, golf-cart-friendly streets, parks, a playground and local businesses, including a public restaurant. There is also an optional membership country club that offers pickleball, tennis, golf, fitness and dining options. For aviation enthusiasts, the community boasts a private airport with a 4, 000-foot paved runway and aviation services. This home is conveniently near shops, restaurants and schools in the Port Orange area, recreational spots, and it is just a short drive to the beach for added convenience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$519,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,200 | $415,200 | $415,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $289 | $289 | $289 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,590 | $2,728 | $3,448 |
Total Monthly Payment | $2,971 | $3,109 | $3,829 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.