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One or more photo(s) has been virtually staged. Welcome to your tropical retreat in the gated community of Suncoast Lakes! This lovingly maintained lakefront home, owned by just one owner, offers the perfect blend of comfort, convenience, and Florida charm. With a new roof (2023) and no flood insurance required, you’ll enjoy peace of mind along with modern updates.
Inside, you’ll find a spacious open floor plan with 4 bedrooms and 2 bathrooms, plus a bright and airy additional family room filled with natural light and expansive windows overlooking the lake—the perfect spot to unwind and take in the peaceful views. The kitchen is both functional and welcoming, offering ample counter space, cabinets, and storage to make everyday living easy.
Step outside and enjoy your very own slice of paradise, complete with mango, banana, and June plum trees in the backyard. You're just down the street from the community’s heated pool and park, where fishing, walking, swimming, and soaking up the Florida sunshine are part of daily life.
Nestled along the Peace River and Charlotte Harbor, Punta Gorda is a charming waterfront town known for its laid-back coastal lifestyle and vibrant community. Stroll along the scenic Harborwalk, enjoy boutique shopping and eclectic dining in the historic downtown district, check out the new Sunseeker Resort, or explore the weekly farmers markets and art walks. Boaters and outdoor enthusiasts love the easy access to the water, while foodies flock to local favorites. With a walkable layout, lush parks, and year-round events, Punta Gorda offers the perfect blend of small-town charm and modern convenience. Whether you're searching for a full-time residence or a seasonal getaway, this is Florida living at its finest! ¤ Please see 3D Tour and Video ¤
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.019% | 7.050% | 6.152% |
Monthly Tax Payment | $180 | $180 | $180 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,492 | $1,571 | $2,002 |
Total Monthly Payment | $1,747 | $1,826 | $2,257 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.