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Take a step out of the expected. Sure, this is a ranch-style home with the great convenience of one level living, including an on-grade garage. But were you expecting a chef's kitchen boasting a commercial grade refrigerator and freezer? Or a large deck opening to a level, grassy yard where entertaining and holiday parties can delight all ages? And then there is the spacious finished walkout lower level with a private brick patio . . . just perfect for escaping the activity upstairs or perhaps accommodating guests. With a south facing picture window, sunlight floods this home from dawn to dusk. In the winter, take your choice of two fireplaces to warm yourself. You'll find plenty of room for all with 3 good-sized bedrooms and a fourth main level room that is currently used as an office. Storage abounds, especially in the lower level where a dedicated space runs the full length of the house. Outside you'll see the results of more than two decades of gardening effort in the landscape of mature trees, vibrant shrubs, and perennial blooms. Woodland paths have been cleared to further allow exploration. Meticulously kept, this home has been steadily improved over the years. Among its special features are an always-ready whole house generator and a specialty air dehumidification system. With its location just minutes from either Rt 7 or the West Redding train station this home offers easy access to NYC, Norwalk and Danbury. Downtown Ridgefield is under 5 miles.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Bedroom 3 | Hardwood Floor | Main |
Dining Room | Bay/Bow Window,Balcony/Deck,Hardwood Floor | Main |
Family Room | Fireplace,French Doors,Vinyl Floor | Lower |
Kitchen | Remodeled,Balcony/Deck,Quartz Counters,Island,Tile Floor | Main |
Living Room | Built-Ins,Fireplace,Hardwood Floor | Main |
Primary Bedroom | Full Bath,Hardwood Floor | Main |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $646,400 | $646,400 | $646,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.019% | 7.050% | 6.152% |
Monthly Tax Payment | $850 | $850 | $850 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,033 | $4,246 | $5,411 |
Total Monthly Payment | $4,975 | $5,188 | $6,353 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.