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Upgraded Condo in Gated Community Just Minutes from Downtown St. Augustine!
Welcome to 225 Old Village Center Circle, Unit 4206 - a beautifully upgraded 1-bedroom, 1-bath condo nestled in the sought-after gated community of Old Town Villages. This move-in ready home offers the perfect blend of comfort, style, and convenience, located just 7 miles from the heart of historic Downtown St. Augustine.
Step inside to find a bright and open floor plan featuring tile and laminate flooring throughout - no carpet here! The spacious living area flows seamlessly into a screened-in porch, perfect for enjoying peaceful mornings or evening breezes.
The primary suite is a true retreat, complete with elegant plantation shutters, a custom walk-in closet, and an upgraded en-suite bath. The kitchen offers plenty of cabinet space and opens to the dining and living areas, ideal for both everyday living and entertaining. Residents of Old Town Villages enjoy state-of-the-art amenities, including a resort-style pool, fitness center, clubhouse, walking trails, putting green, tennis courts, RV/boat parking, and more - all within a secure, gated community.
Whether you're looking for a full-time residence, a vacation home, or a smart investment, this condo has it all in a prime location with easy access to beaches, shopping, dining, and the charm of downtown St. Augustine.
Don't miss your chance to own this exceptional property - schedule your private showing today!
All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.
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Our Executive Mortgage Banker:
Our Insurance Division:
$174,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $139,999 | $139,999 | $139,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $145 | $145 | $145 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $885 | $920 | $1,172 |
Total Monthly Payment | $1,105 | $1,140 | $1,392 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.