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Under contract-accepting backup offers. Welcome to Buttercup Cottage, a charming 1942 bungalow situated in St. Petersburg’s beautiful Old Northeast neighborhood. The location is highly desirable, just steps from Coffee Pot Park where miles of waterfront sidewalks wind through several parks to downtown St. Pete. Excellent restaurants and five grocery stores are within minutes (Whole Foods, Trader Joe’s, Fresh Market and two Publix stores), and Central Avenue, downtown shops, restaurants, museums, theaters and amenities are all nearby. Brimming with character, this home features original oak hardwood floors, original solid wood interior doors, plantation shutters, cove ceilings and arched entranceways that create a warm and inviting atmosphere throughout. A sunroom doubles as a bright-and-cozy home office, perfect for enjoying the serene landscape and street views while you work or relax with a good book. Living and dining rooms flow seamlessly to the cottage-style kitchen, which offers extensive storage, Shaker-style cabinetry, granite countertops and a natural gas range. Here, a French door provides natural light and convenient access to the fenced backyard. This move-in ready home offers three comfortable and sunny bedrooms and a generously sized full bathroom with beautiful travertine stone tile, a large vanity and plenty of storage. Outside, both front and back yards feature lush, Florida-friendly landscaping – kept vibrant and low-maintenance with a seven-zone sprinkler system that runs off a well. A spacious backyard patio offers the perfect place for entertaining and relaxing. The detached 20'x20' garage has room for a car, plus a workbench and storage space, and an adjacent carport offers a covered parking space. Both the garage and carport are accessible from a paved alley. This home has never flooded and experienced no damage during the 2024 storm season. An elevation certificate and low flood insurance premiums $904/yr are available. Providing added security, the home’s roof was new in 2022, and there is a drywood termite warranty.
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Our Executive Mortgage Banker:
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$715,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $572,000 | $572,000 | $572,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $482 | $482 | $482 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,615 | $3,758 | $4,788 |
Total Monthly Payment | $4,189 | $4,332 | $5,362 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.