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Welcome to this beautifully maintained 4-bedroom, 2. 5-bathroom home in the desirable Villamar community of Winter Haven. Built in 2022, this 2, 170 sq. ft. home combines modern style, energy efficiency, and functional living—all in a prime location. A spacious, flowing layout connects the living, dining, and kitchen areas, perfect for entertaining or relaxing with family. Enjoy stainless steel appliances, ample cabinetry, and sleek countertops—ideal for everyday cooking or weekend hosting. The primary bedroom features an en-suite bath with dual sinks, a soaking tub, and a separate shower for a true retreat feel. Three additional bedrooms the perfect space for family, guests, or a home office setup plus you have additional space in the loft. Step outside to a fully fenced backyard that provides added privacy—perfect for pets, family, or quiet evenings outdoors. Equipped with solar panels, this home helps reduce monthly utility bills and supports eco-conscious living. Villamar is known for its welcoming atmosphere and convenient location. Just minutes from top-rated schools like Chain of Lakes Elementary, shopping centers, dining, and lakeside recreation. Commuters will appreciate quick access to major roads for travel throughout Central Florida. This move-in ready gem delivers modern comfort, energy efficiency, and privacy—all in one fantastic package. Don't miss your chance to own a nearly new home in one of Winter Haven’s most sought-after neighborhoods!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$334,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $267,992 | $267,992 | $267,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | $512 | $512 | $512 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,694 | $1,761 | $2,243 |
Total Monthly Payment | $2,281 | $2,348 | $2,830 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.