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This stunning nearly new 3 BR, 3BA SMART ranch-style home combines modern sophistication with practicality. Upon entering, you're greeted by a beautiful tiled hallway that flows into an expansive great room, dining area, and sleek, contemporary kitchen. Luxurious polished porcelain flooring upgrades the main living areas, den, kitchen, and bathrooms, while the bedrooms feature upgraded carpeting for comfort and style. Sliding patio doors open to the oversized screened lanai, which includes a hookup for a summer kitchen. The extended patio and fenced-in backyard offer plenty of space for pets or family time. The kitchen features abundant cabinetry, a spacious pantry, a large island, gray cabinetry, black granite countertops, and a white tile backsplash that adds elegance. The primary suite is a peaceful retreat, with a tray ceiling and serene backyard views. The contemporary ensuite bathroom boasts a large walk-in shower with a built-in seat, dual sinks, a private toilet closet, and a generous walk-in closet. The second ensuite bedroom, located near the front of the home, provides privacy for your guests. The laundry area has extra storage and houses the internal AC unit. A third spacious bedroom, with a charming bay window, adds extra floor space and floods the room with natural light. The adjacent family bathroom features a walk-in shower for added convenience. The versatile den can be easily converted into a home office, craft room, game room, or even a fourth bedroom, offering endless possibilities. The seller is offering a $10K buyer incentive, which can be used as you choose—whether to buy down your mortgage rate, contribute to closing costs, or furnish your new home. The flexibility is yours, along with the lender of your choice. Don't miss this exceptional opportunity—call today to take full advantage of this incredible offer! Tohoqua Reserve is a gated active adult community offering first-class amenities and access to scenic walking trails and the master planned amenities center. Easy access to highway 192 and the turnpike, this home provides a perfect balance of comfort. convenience and accessibility! Call today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $379,200 | $379,200 | $379,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $628 | $628 | $628 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,397 | $2,491 | $3,174 |
Total Monthly Payment | $3,100 | $3,194 | $3,877 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.