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Welcome home to this gorgeous retreat featuring 4 bedrooms, 2. 5 baths, (with a bonus room) on a private fenced-in wooded lot! This highly desired neighborhood is part of Dorchester 2 School District, close to shopping & dining, and the new Ashley River Park featuring a splash pad, dog park & walking/jogging trails. This home boasts several features including: A beautiful front porch, a well-manicured lawn with professional, easy-to-maintain landscaping, a 4-season lanai with newly installed vinyl window treatments, a new stamped concrete patio, & a fully fenced in backyard. And that is just the exterior! Inside you will find a spacious Great Room that leads to a Chef's Kitchen, large island and gas range. The main floor Primary Suite is elegant with a large walk-in closet, tray ceilings and a Primary Bathroom with a double vanity and a separate soaking tub & shower. The laundry room is conveniently located next to the primary suite with plenty of cabinets & a hidden gem key closet! Upstairs you will find 3 more spacious bedrooms, two of which have walk-in closets, & a bonus room that is ideal for a theater or gaming room. Walk-in attic storage is in the bonus room, giving the ideal space for your seasonal storage needs. Additional updates include new built in shelves in the garage, a new garage door opener, freshly painted main floor, new kitchen disposal, & ADT alarm system. This home truly has it all! Welcome home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $364,000 | $364,000 | $364,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,301 | $2,391 | $3,047 |
Total Monthly Payment | $2,376 | $2,466 | $3,122 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.