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POPULAR GROWING LOCATION! BEAUTIFUL LAKE BOWEN AREA! LOVELY LOCK 'N LEAVE NEIGHBORHOOD! FLAT FENCED BACKYARD! SPACIOUS SCREENED PORCH! COVETED END-UNIT w/ 2-CAR GARAGE! UPGRADED HOME INTERIOR! GOOD SCHOOL AREA! GREAT PRICE for ALL! Situated just off the commercial Highway 9 area, there is convenient dining, shopping, banking and more within 5 minutes+-. The I-26 and I-85 give easy access throughout the Upstate, as well as into the BLUE RIDGE MOUNTAIN foothills. The wonderful 1500-acre Lake Bowen, just 5 minutes+-away, provides fishing and boating. Anchor Park has picnic pavilions and waterfront access for fishing, a playground and 2 boat ramps. The Woodfin Ridge Golf Course is nearby, as well as the renowned Tryon Equestrian Center. Spartanburg is just a 10-minute drive+-, with USC Spartanburg, Winthrop and other educational institutions there. On down the interstate from Spartanburg another 20 minutes is GREENVILLE, the Upstate's largest and most popular city with activities and entertainment constantly! This is a GREAT LOCATION for busy fun-loving people! Also, for children, be assured that there are award-winning schools. From the time you enter Peachtree Townes neighborhood, you will be impressed by a consistently well-maintained neighborhood —a plus for any homeowner! Whether for business or for pleasure, you may feel free to lock 'n leave, as your lawn is taken care of by the HOA. The (mostly) flat fenced backyard gives a feeling of privacy and security, with a space to use your own "green thumb". You are sure to enjoy the screened porch along with the privacy fencing for your morning coffee or evening dinners. This home is an end unit, the only units which are able to have a 2-car garage. This 2300 +-SF home opens into a spacious 2-story foyer, and leads to the 2-story living room, dining room and kitchen. SO OPEN AND LIGHT! The Primary bedroom on main floor is ensuite to a very large bathroom, with his 'n her vanities, tiled shower and a separate water closet, along with a large clothes closet. The 2nd level is complete with 2 bedrooms, a rec room, bathroom and large laundry room (laundry room on both levels). There are split-floor thermostats and 2" blinds throughout. This phenomenal home was loaded with buyer upgrades prior to closing and many AFTER CLOSING. Original upgrades include molding over kitchen cabinetry, Granite countertops, interior door frames, tile in owner's bathroom, baseboards, interior doors, open staircase and upgraded kitchen appliances (with double oven). Owner upgrades post-closing includes stylish bathroom mirrors, light fixtures, Board and Batten in Primary bedroom and bathroom, screened porch, back door blind, and fenced-in backyard. WHAT a "SPECIAL" HOME in a LOVELY NEIGHBORHOOD in a CONVENIENT LOCATION at this GREAT PRICE! (If SF is important to buyer, buyer must verify. )
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.019% | 7.050% | 6.152% |
Monthly Tax Payment | $150 | $150 | $150 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,572 | $1,655 | $2,110 |
Total Monthly Payment | $1,797 | $1,880 | $2,335 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.