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Lush greenery surrounds this 3 BR block home in Flood Zone X / A, positioned on a quiet cul-de-sac in an ideal location bordering THE BLUFFS and just 2 miles from quiet Belleair Shores / IndianRocksBeach and walking distance to the Pinellas Trail, shopping, dining, lake/parks, beach and more. Enjoy a peaceful lifestyle, tucked away in the Rego Park neighborhood of just 36 single family homes, nestled on quiet streets with no through traffic, offering privacy, tranquility and minimal noise, yet positioned just 1 mile to upscale Downtown Belleair Grocery/dining/salons/ice cream/pet store/med-spa/bakery/UPS/retail shops ……. . 1 mile 15 minute walk to Taylor Lake Park (fishing/hiking/picnic) ……. . 20 minute drive to St Pete-Clearwater Airport and 35 minute drive to Tampa International Airport and a quick 30 minute drive to the cultural, dining and arts scene in Downtown St. Pete . . . . . . . .
Natural sunlight illuminates the living areas and bedrooms through an abundance of newer impact rated windows, showcasing the lovely mature landscaping in the front and back yard. Living and entertaining is a breeze with an open floor plan to utilize as you prefer. Thoughtful details like cedar lined closets, newer windows/doors, a glass cook top and built in oven, newer French-door fridge, microwave, dishwasher, washer, HWH, HVAC, and hard surface flooring in living areas. Roof and Main Electrical Panel were replaced in past 5 years . . . . . . . .
Enjoy a beautifully renovated full bathroom with a tub-shower combo and abundant natural light. An additional half-bath in the garage offers a tiled walk-in shower and toilet with a utility sink just outside the half-bath door for added convenience . . . . . . . .
In the dappled shade of a Grand Oak Tree, a generous 10, 306sf fenced lot offers privacy and features a fully fenced back yard enclosing a lovely back patio surrounding a fire pit and plenty of room to add a pool if desired. For all your yard toys, there is an exterior storage shed that conveys . . . . . . . . Sold unfurnished: washer/dryer, microwave/large appliances and shed are included.
Zoned for “A-Rated” Mildred Helms Elementary School, Largo Middle School and Largo High School boasting an “IB” International Baccalaureate Program.
The Seller indicated upgrade dates with permits noted in public records: 2024 Refrigerator, 2024 Dishwasher, 2024 Washer, 2023 HWH Hot Water Heater, 2023 Microwave, 2021 Main Electrical Box, 2020 Roof, 2020 LVP Flooring in living areas (2025 3rd BR laminate), 2020 HVAC Air Conditioner, 2012 Impact Rated Windows & 2020 Impact Rated garage door w remote.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $434 | $434 | $434 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,970 | $2,102 | $2,657 |
Total Monthly Payment | $2,479 | $2,611 | $3,166 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.