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Discover your future residence on this prime corner lot within an active 55+ golf community. This delightful two-bedroom, two-bathroom home features an open floor plan that is flooded with natural light. The new, stylish ceramic tile flooring adds a designer touch. The spacious living room and dining area area enhanced by skylights, along with an area that could be considered a sunroom with numerous windows making it perfect for entertaining, eat-in galley kitchen is equipped with stainless steel appliances, making it both functional and appealing. Retreat to the primary bedroom, which boasts dual sinks, a shower, and a separate garden tub, providing a serene escape to unwind. An additional generously sized bedroom is also available for your use. The interior laundry room features built-in cabinetry, a countertop, and a utility sink to help keep you organized. Step outside to enjoy a lovely open paver patio, ideal for fresh air and offering panoramic views of the community. This home is conveniently located near the community amenity center. Timber Pines is a 24-hour guard-gated active adult community catering to those aged 55 and over, nestled along the picturesque Nature Coast of Tampa Bay. This meticulously maintained neighborhood is surrounded by stunning natural scenery and offers an impressive array of amenities. Golf enthusiasts can choose from four expertly manicured golf courses. Additional features include miles of scenic walking paths, a recently updated clubhouse, a restaurant and bar, a fitness center, and courts for shuffleboard, tennis, basketball, and pickleball. Residents also enjoy a private billiards room, a new dog park, picnic areas, a wellness center, craft rooms, and several community pools, including two Olympic-sized options—all available for a modest monthly HOA fee. Welcome home, call today to see this home for yourself!
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Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.019% | 7.050% | 6.152% |
Monthly Tax Payment | $334 | $334 | $334 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,497 | $1,577 | $2,009 |
Total Monthly Payment | $1,906 | $1,986 | $2,418 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.