11274 W COVE HARBOR DRIVE, #11274, Crystal River, FL, 34428 | $285,000

Welcome to Pelican Cove, where waterfront living blends seamlessly with comfort and community. Wake up to the sound of lapping water and end your day with a front-row seat to the sunset over the canal. This welcoming neighborhood offers the kind of lifestyle people dream about — with everything you need just steps from your front door.

As a resident, you’ll enjoy a range of resort-style amenities including a sparkling community pool, a clubhouse perfect for social gatherings, tennis courts, and a community dock that offers easy access to the water. The condo association covers exterior maintenance, including roof and painting, as well as sewer, trash, and landscaping, so you can spend more time enjoying life and less time on upkeep.

For boaters, several nearby marinas provide convenient docking and storage options. Pete’s Pier Marina, located in the heart of downtown Crystal River, offers covered dry storage for boats up to 28 feet, along with fuel, bait, and a ship store (visit petespier. com). Twin Rivers Marina, at the junction of the Crystal and Salt Rivers, features 54 wet slips with water and power hookups and both indoor and outdoor storage for boats up to 55 feet (learn more at twinriversmarina. com). Crystal River Preserve Marina is also close by and offers access to both the river and the Gulf.

Step inside this charming 2-bedroom, 2-bath condo and you’ll immediately feel at home. Natural light fills the interior, where ceramic tile flooring runs throughout the living room, kitchen, and bathrooms. The open living and dining area creates a comfortable space for everyday living or entertaining, and the kitchen is finished with granite countertops and plenty of cabinet space for storage and function.

The screened balcony overlooks the peaceful canal, offering the perfect place to enjoy a morning cup of coffee or unwind after a day on the water. From here, you can launch your kayak or paddleboard and explore the scenic waterways right from your backyard. The condo also includes a large storage closet, and the HVAC system is just 3 years old. Best of all, this home has never flooded, offering year-round peace of mind.

Beyond the neighborhood, Crystal River is known for its laid-back charm and natural beauty. It’s one of the only places in the country where you can legally swim with manatees, and the nearby Three Sisters Springs is a local treasure, offering crystal-clear water ideal for kayaking, snorkeling, and wildlife watching. From spring-fed rivers to Gulf access, this town is built for those who love the outdoors.

Whether you're paddling through the springs, spending weekends on the Gulf, or simply enjoying the peaceful rhythm of the community, this canal-front condo offers a lifestyle that’s equal parts relaxing and adventurous. Come find your paradise in Crystal River — and let this waterfront retreat welcome you home.

Features

  • Heating: Electric
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Clubhouse, Maintenance, Pool, Tennis Court(s)
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Complex: PELICAN COVE 02 CONDO
  • Year Built: 1995
  • Approx Sq. Feet: 1,180
  • Acreage: 0.02
  • Est. Taxes: $3,546
  • Condo Fee: $687 Monthly
  • Appliances: Dishwasher, Microwave, Range, Refrigerator, Washer
  • MLS#: W7874583
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /prop/W7874583/11274wcoveharbordrive_crystalriver_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/28/2025 8:32:10 AM)
Listing courtesy of MCLEOD REAL ESTATE   Phone: 352-675-2209

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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11274 W COVE HARBOR DRIVE, #11274, Crystal River, FL, 34428

$285,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $228,000 $228,000 $228,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment $296 $296 $296
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,441 $1,498 $1,909
Total Monthly Payment $1,812 $1,869 $2,280

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.