Welcome home to this high ranch, offering both comfort and convenience in a prime Stony Brook location. The lower level features a spacious living and dining room combo, kitchen, eat-in kitchen, office, and a half bathroom, providing plenty of space for everyday living and entertaining. The upper level boasts 4 bedrooms and 2 full bathrooms, ensuring ample room for family and guests. This home has been thoughtfully updated around 6 years ago with Kitchen cabinets, appliances, bathrooms and flooring. Newer Navien Energy Star High-Efficiency Boiler. Cesspool emptied last year. Step outside to a spacious, flat backyard with a concrete patio—perfect for grilling, entertaining, or simply unwinding. The exterior features brick siding in the front and vinyl siding on the sides, enhancing the home’s curb appeal. A 2-car garage provides ample parking and storage. Conveniently located near Stony Brook University, Stony Brook Hospital, Smith Haven Mall, restaurants, AMC movie theater, West Meadow Beach, Avalon Nature Preserve Park, Stony Brook village Center and more, this home offers easy access to everything you need. Waiting for you to move in and enjoy.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$689,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $551,200 | $551,200 | $551,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $1,190 | $1,190 | $1,190 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,484 | $3,621 | $4,614 |
Total Monthly Payment | $4,766 | $4,903 | $5,896 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.