5044 STARLING BIRD LANE, St. Cloud, FL, 34771 | $427,790

Under Construction. Explore The Landings at Live Oak Lake, a new single-family home community blending city charm with a distinct identity, all without a CDD. Situated between downtown St. Cloud and Lake Nona, it offers private amenities such as a pool & cabana, playground, trails, and playfield amidst serene ponds and conservation homesites.
Introducing the Caden bungalow by Pulte, a brand-new home that combines modern design and ultimate comfort. Featuring our Florida Mediterranean exterior, this home includes 5 spacious bedrooms, 3 full bathrooms, a loft, and a 2-car rear-load attached garage. The heart of the home is the open-concept kitchen, café, and gathering room, all bathed in natural light. This inviting space is perfect for both everyday living and entertaining. The kitchen boasts a large center island, a convenient storage pantry, and top-of-the-line Whirlpool stainless steel appliances—including a refrigerator and vented microwave. Elkins white cabinets, a decorative tile backsplash, and Lagoon quartz countertops complete the sophisticated look. For added convenience, the first floor includes a secondary bedroom and full bathroom. Upstairs, you’ll find the private owner’s suite and bathroom, three additional bedrooms, another full bathroom, loft, linen closet, and the laundry room. The owner’s suite is a true retreat, featuring a walk-in closet and a luxurious en suite bathroom with a glass-enclosed shower, quartz-topped dual vanity, and private water closet. Throughout the entire first floor, bathrooms, and laundry room enjoy the beauty and convenience of porcelain tile. Plush, stain-resistant Shaw brand carpet covers the stairs, loft, and bedrooms, adding comfort and style. Smart home features include a smart thermostat, a doorbell camera, and additional LED downlights—ensuring your home is as connected as it is stunning. This new construction home perfectly blends luxury, convenience, and modern design, making it the ideal place to live and unwind.

Features

  • Amenities: Cable TV, Playground, Pool, Recreation Facilities, Trail(s)
  • Rooms: 13
  • Bedrooms: 5
  • Baths: 3 full
  • Laundry: Inside, Laundry Room, Upper Level
  • Style: Bungalow, Florida, Mediterranean
  • Year Built: 2025
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,231
  • Acreage: 0.09
  • Est. Taxes: $685
  • HOA Fee: $99 Monthly
  • Lot Desc: Cleared, Level
  • Elem. School: Hickory Tree Elem
  • Middle School: Harmony Middle
  • High School: Harmony High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: O6300246
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6300246/5044starlingbirdlane_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/25/2025 5:11:04 AM)
Listing courtesy of PULTE REALTY OF NORTH FLORIDA LLC   Phone: 407-250-9131

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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5044 STARLING BIRD LANE, St. Cloud, FL, 34771

$427,790

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $342,232 $342,232 $342,232
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.050% 6.152%
Monthly Tax Payment $57 $57 $57
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,163 $2,248 $2,865
Total Monthly Payment $2,295 $2,380 $2,997

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.