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PROPERTY DID NOT FLOOD IN LAST STORMS! Price $15K BELOW appraisal! Beautiful Cotee River front pool home with newer dock and large detached workshop all on a private almost half acre lot! This home has many upgrades including a newer roof, 3 sets of hurricane sliders, 2 updated full bathrooms, a refinished pool, and a great dock that was just completed in 2022. Inside this home features a split floor plan with a large living/dining area and a nice kitchen with a peninsula, a tile backsplash, and newer high end stainless steel appliances. The primary suite has been tastefully updated and features hurricane sliders out the the lanai, a large walk in closet, and a private updated bath with a huge shower. The second bedroom also features hurricane sliders out to the lanai and access to another updated full bath. Outside is where this property really shines featuring an oversized like new dock with provisions in place for a boat ift, a large screen in lanai with pool and covered area perfect for cooling down and relaxing after a long day on the water, a detached shed, and a huge circular driveway with plenty of space for cars and toys. Less then . 5 mile from downtown New Port Richey and just a quick boat ride out to the Gulf! This is the perfect place to enjoy the Florida life style of sunshine, boating, and swimming!!! NO FLOODING DURING EITHER HURICANES!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $925 | $925 | $925 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,627 | $3,348 |
Total Monthly Payment | $3,528 | $3,627 | $4,348 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.