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This distinguished single-family ranch home offers an exceptional blend of character, space, & convenience, ideally situated within town limits & free from HOA restrictions. Featuring 3 bedrooms, 2 bathrooms, & a generous 2, 267 sq ft of living space, this residence presents a unique opportunity for comfortable living with timeless appeal. Upon entry, you are welcomed by a formal living room or versatile flex space, offering endless possibilities to suit your lifestyle needs. The kitchen is thoughtfully positioned to overlook the expansive dining area & great room featuring exposed brick detail & creating a seamless flow that is ideal for everyday living & entertaining. The spacious family room, complete with a fireplace provides a warm & inviting atmosphere perfect for gatherings. For added privacy, all three bedrooms are tucked away from the main living areas, creating a peaceful retreat for rest and relaxation. An oversized laundry room adds to the home's functionality, featuring shiplap, two closets and abundant storage space, great for staying organized and clutter-free. Step outside to discover a beautifully landscaped, fenced backyard with mature trees, offering both shade and serenity. A large deck provides ample space for outdoor entertaining, while a dedicated fire pit area invites cozy evenings under the stars. This home is being offered AS-IS. Buyer to verify any and all information deemed important.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,149 | $2,234 | $2,846 |
Total Monthly Payment | $2,224 | $2,309 | $2,921 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.