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Upgraded Martin Ray Model with Exceptional Features and Elegant Outdoor LivingWelcome to this beautifully upgraded and meticulously maintained Martin Ray model, offering both luxury and comfort in every corner. This thoughtfully designed home features a spacious extended garage with walk-up attic storage, a charming front porch supported by four elegant round columns, and a host of premium interior and exterior upgrades. Interior highlights include gleaming hardwoods throughout - no carpet! 2 inch blinds on all windows, a gourmet kitchen with upgraded appliances, cabinet pullouts, 36'' natural gas range, Butler's pantry and wet bar - perfect for entertaining, dedicated office with two sets of French doors, Custom crown molding in living areas, entrance hall and office with detailedcorner craftmanship, framed openings and decorative moldings for architectural interest, paneled entry hall and chair rail in dining, added sink in laundry room for convenience, 16x10 screened porch (Sunroom Express 2020) with knee walls, upgraded in 2023 with plastic windows and storm door (Special Additions), Sun blocking privacy shades (Charleston Shade and Blinds 2023), outdoor natural gas connection for outdoor grilling (hose included), 16x12 retractable awning with remote control and wind sensor (Sunroom Express 2017), Blue stone patio with landscaped flower beds and perennials, backyard features Hydrangeas, Jasmine, Camellias, Hollies, Azaleas (reblooming), and more, berm includes White Gardenia tree, Bald Cypress, Crepe Myrtles, and a variety of bushes, Front yard is full of roses(Driftwood, Don Juan, Lady Banks), all around in ground irrigation system, Termite and Pest protection (Sentricon/Home Team monitored), New HVAC system installed in November 2024 with a transferable 10-year warranty, Storm door added to front entrance, Ceiling fans in six rooms, including two with remote control. Included in sale are All in-ground landscaping, Appliances: Refrigerator, double oven with microwave, gas stove, high-set dishwasher, washer & dryer, and garbage disposal, Light fixtures and ceiling fans and Extra floorboards and tile for future needs. This home truly stands apart with its careful attention to detail, premium upgrades, and lush landscaping. Move-in ready and designed for comfort, convenience, and elegance!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,604 | $2,707 | $3,449 |
Total Monthly Payment | $2,696 | $2,799 | $3,541 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.