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One or more photo(s) has been virtually staged. $10, 000. 00 buyer's concession with accepted contract!!! POOL HOME, NO CDD, & the SOLAR will be paid off at closing!! BLOCK CONSTRUCTION 1st AND 2nd FLOORS!!! New ext. paint 2025, staircase & loft int. paint 2025, VINYL PRIVACY FENCE, whole-home water filtration/purification system, WATER HEATER HAS A PRESSURE TANK & SOLAR! Our SALTWATER pool is HEATED, boasts a sunshelf with a bubbler, & is SCREENED-IN. The AC comes with UV AND electric filtration. Vivint security, cameras, & doorbell watch is in place. The front view is relaxing, showcasing a POND with walking trails. There is IRRIGATION that can be controlled by your smart phone & WE HAVE ALSO INSTALLED A SOLAR POWER ATTIC FAN!!! The kitchen comes equipped with GRANITE counters, a HUGE entertaining island, beautiful glass backsplash, & GE black stainless appliances! The Owner’s suite is DOWNSTAIRS, yay!! Comes with TWO WALK-IN closets, a private bath, & a pool view. The 2nd bedroom is an en-suite with its own personal bath, & 2 of the 4 bedrooms upstairs have WALK-IN closets. In addition to FIVE complete bedrooms, we also have an OFFICE/DEN with double French doors. Do not forget the SPACIOUS loft upstairs, making an additional living/game space. NEW LUXURY VINYL FLOORING ON THE STAIRS & IN THE LOFT. . . . . . NEW CARPET IN THE UPSTAIRS BEDROOMS!! Both the washer & dryer WILL STAY…. . & an overflow pipe on the washer prevents mishaps. Our garage comes equipped with hanging racks, a SMART opener, & EPOXY flooring. We wanted to enjoy the front porch also so it has been SCREENED. The entry landscape bed was just refreshed with NEW ROCK, gutters are in place, & there is FIBER INTERNET! The HOA is very reasonable, only $230/quarter…. . includes a playground, walking trails & a DOG PARK. Location is ideal, a new connecting road will take you straight to Narcoossee. 15+ mi to Lake Nona, 19+ mi to OIA, 46+ mi to Melbourne Beach, & 37+ mi to Disney. St. Cloud offers a chain-of-lakes for boating fun, a local family-run Mick farms for fresh produce & “u-pick” days, & a very quaint downtown with eateries & shops. Mater Academy which is a Pre K through 8th grade Charter School located right outside the community within less than a mile.
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Our Executive Mortgage Banker:
Our Insurance Division:
$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.019% | 7.050% | 6.152% |
Monthly Tax Payment | $409 | $409 | $409 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,570 | $2,707 | $3,449 |
Total Monthly Payment | $3,071 | $3,208 | $3,950 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.