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Modern European elegance in Wards Creek, Arbor Mills with Four large bedrooms and a luxurious over-sized primary bath and closet suite. The bedrooms surround the living area tastefully tucked away behind small anterooms - each bedroom has sunny windows covered with plantation shutters and big closets with 8+ ft doors and 9' ceilings. The main area flows graciously from the entry foyer with leaded glass French doors to the wide-open kitchen with a generous island with granite counters. The appliances include a Whirlpool refrigerator with Dutch doors on top and slide out freezer. The Miele convection cook-top is handy to the sink, refrigerator, double wall ovens and the Whirlpool dishwasher. Upgrades are in every touch - the stainless sink and faucet, the soft touch cabinets and drawers. Also, Cabinets everywhere allows one to store handily seasonal serving pieces and linens. This Executive Home's large living room measures 20 x 20' area with an elegant floating electric fireplace with a big screen tv above. On either side, the lower cabinets provide more storage and display space above for art, sculptures and more. The dining room adjoins the kitchen and living areas and is extra-large with two tall sunny windows. Between the dining, kitchen and Three Car Garage, find a walk-in pantry and then a laundry room with cabinets and a full sink - talk about pantry and laundry envy! The Three Car Garage features a custom floor covering and e-charging station for your EV's. The fully fenced 0. 23-acre lot, with a forest of privacy behind, the paver patio includes a fire pit and adjoins the big screened in patio providing a great entertaining and play area. All this and still there is room for a pool. Front gardens have eco-friendly rock and sturdy established plants, served by automatic irrigation throughout the property. Wards Creek is close to World Golf Village and Silverleaf. Twenty-five minutes to the Ocean beaches and Historic St. Augustine. A-rated schools and an Amenities Center with pool, gym, play and RV/Boat storage.
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Our Executive Mortgage Banker:
Our Insurance Division:
$690,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $552,000 | $552,000 | $552,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | $518 | $518 | $518 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,489 | $3,626 | $4,621 |
Total Monthly Payment | $4,099 | $4,236 | $5,231 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.