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One Of A Kind Broker's presents: A one-of-a-kind 2 bedroom (with a bonus room), 1 bathroom corner unit at the beautiful Carrol Gardens– one of the few 10% down buildings Riverdale. The unit is being sold as is but is move-in ready with modern updates like stainless steel appliances, quartz countertops, a dishwasher, and a microwave. The unit also comes with an assigned storage space. Carrol Gardens is a uniquely small community with a friendly environment and a live-in super. Shared amenities include a large backyard with a patio and gas grill, as well as a laundry room and bike storage. The building has new windows and is Fios-ready. Pets are welcome with board approval! The Carrol Gardens co-op is perfectly situated in the Spuyten Duyvil section of Riverdale, which is a short 5-7 mins from the shops, restaurants, and public libraries of central Riverdale. Want to catch a Broadway show or visit the museums? You will be only 20 minutes from Grand Central Terminal via Metro North (a short walk from the building). Express buses (BxM1, BxM2, & BxM18) and local buses (Bx10, Bx20 with transfers to the #1 train) stop in front of the building. If you prefer to drive, you can hop on the Henry Hudson Parkway or the Major Deegan Expressway. You can’t beat this location! Did I mention this is only a 10% DOWN BUILDING? This unit will not last long. Come & view your forever home before it’s too late! Don’t forget to click on the link to see the virtual tour of the unit by request or go to our YouTube channel!
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,995
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,996 | $279,996 | $279,996 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,770 | $1,839 | $2,344 |
Total Monthly Payment | $1,845 | $1,914 | $2,419 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.