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** $5, 000 CLOSING COSTS ALLOWANCE WITH ACCEPTABLE OFFER BY 4/30/2025 ** Experience uncommon seclusion in this 2, 813 sq ft Crescent Homes build. This 4 bedroom 2. 5-bath home offers privacy rare in new developments. The heart of the home boasts an impressive 18-foot cathedral ceiling and cozy fireplace, creating a sense of grandeur and warmth. The gourmet kitchen features upgraded Spanish Cosentino quartz countertops, stylish cabinetry, and an extended island - perfect for both daily life and entertaining. Energy-conscious buyers will appreciate the paid-off solar panels, providing significant and immediate energy cost savings. This economic efficiency adds long-term value to an already exceptional property. The spacious owner's suite includes a walk-in closet a nd en-suite bath, while the additional bedrooms offer ample space and comfort. The fourth bedroomand a sunroom with panoramic views provide extra living areas for various lifestyle needs. Throughout the home, sandy oak laminate flooring adds a beachy warmth, complemented by an abundance of windows that maximize natural light. The private, fenced backyard overlooks a serene pond and woods, offering a perfect canvas for outdoor living and future landscaping projects. Additional features include an attached two-car garage with drywall finish and utility sink, full gutter system, French door office with decorative wall texturing, and pre-wiring for modern technology needs. Notably, this home has remained completely unaffected by recent heavy rains that impacted the area. Experience the perfect harmony of privacy, open bright spaces, and cozy comfort in this thoughtfully designed, energy-efficient home. Ideal for those seeking a blend of modern amenities, economic savings, and tranquil living.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,200 | $415,200 | $415,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,624 | $2,728 | $3,476 |
Total Monthly Payment | $2,716 | $2,820 | $3,568 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.