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Located in the heart of downtown Charleston, this captivating residence blends historic charm with modern elegance. Featuring large double front and back porches, a private driveway, and a fenced yard, this home offers both comfort and convenience. As you step inside, the great room welcomes you with impressive coffered ceilings and pristine white oak flooring that flows throughout. The dining area boasts a cozy fireplace, creating a warm ambiance for gatherings. The gourmet kitchen is a chef's dream, showcasing custom cabinetry, Z Line stainless steel appliances with integrated refrigerator and dishwasher fronts, and an 8-burner gas cooktop. Quartz countertops complement a large peninsula, perfect for entertaining guests. Dual primary suites, with one on each floor to ensure fexibility and privacy. The second-floor primary suite is a sanctuary with its own fireplace, a spacious custom walk-in closet, and a luxurious ensuite bathroom featuring a soaking tub, dual vanity with custom cabinetry and waterfall quartz countertops, an oversized walk-in shower adorned with custom tiling, and now, complemented by a tankless water heater for continuous hot water supply. Situated in an X flood zone, this home offers peace of mind amidst Charleston's natural beauty. A large laundry room adds practicality, while the proximity to Hampton Parkknown for its floral displays, serene pond with fountain, and scenic walk pathsenhances the neighborhood's allure. This meticulously crafted home is a testament to sophistication and comfort, ideal for those seeking the quintessential Charleston lifestyle with modern amenities and timeless charm. A $2, 500 Lender Credit is available and will be applied towards the buyer's closing costs and pre-paids if the buyer chooses to use the seller's preferred lender. This credit is in addition to any negotiated seller concession.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,119,999 | $1,119,999 | $1,119,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.500% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.637% | 6.540% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,805 | $7,079 | $9,680 |
Total Monthly Payment | $6,930 | $7,204 | $9,805 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.