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Step into timeless Charleston charm blended seamlessly with modern comfort at 162 Spring Street, Unit D. This 4-bedroom, 3-bathroom detached home offers over 1, 600 square feet of beautifully appointed living space, ideal for both full-time residents and savvy investors seeking a turnkey short-term rental opportunity in the heart of downtown. Located just a few blocks from iconic King Street, this home offers unbeatable access to Charleston's top dining, shopping, and cultural destinations--while still offering a private, residential feel. Xia Bao Biscuit, Southbound, R Kitchen, Da Toscano Porchetta Shop, Daniella's, Bad Bunnies Coffee, all just steps from your front door!Inside, you'll find a spacious open floor plan that flows effortlessly from the stylish living area to a sleek, well-equipped kitchen with modern finishes and ample seatingperfect for entertaining or relaxing with family. A generous primary suite is conveniently located on the main level, offering both comfort and privacy. Upstairs, three additional bedrooms and two full bathrooms provide flexibility for guests or growing families. Step outside to enjoy a classic Charleston front porcha perfect place to unwind with a glass of sweet tea or greet passing neighbors. This home is being sold fully furnished, making it truly move-in or rent-ready from day one. Whether you're seeking a centrally located residence or a high-performing income-producing property, 162 Spring Street, Unit D delivers on every level.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,200,000 | $1,200,000 | $1,200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.500% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.637% | 6.540% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,291 | $7,585 | $10,371 |
Total Monthly Payment | $7,416 | $7,710 | $10,496 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.