![]() |
Welcome to Mira Lago at Palmer Ranch, a boutique, maintenance-free and gated community where comfort and convenience converge. This beautifully maintained two-bedroom home with a den offers a rare opportunity to enjoy serene lake views. Re-roofed in 2024 with stunning new barrel tile, the residence also includes a new, never-used gasoline-powered generator for added peace of mind. The air-conditioning system was replaced in 2015, and the spacious 20-by-20-foot garage is also air conditioned for year-round comfort. The exterior was freshly painted in fall 2024, using one of the three stylish new hues added to the community's updated five-color palette. Step inside to discover a high-ceilinged living and dining area that flows seamlessly into an enclosed Florida room overlooking the tranquil lake. The kitchen is light and bright, featuring ample natural light, a charming breakfast nook and a generous pantry. Just off the kitchen, you'll find a well-equipped laundry room with a utility sink and access to the garage. The desirable split-bedroom Encino floor plan places the primary suite at the rear of the home for added privacy. It includes a spacious walk-in closet and an en-suite bath with a jetted garden tub and a walk-in shower. The second bedroom benefits from a pocket door that creates a private en-suite experience with the adjacent full bath and nearby hall closet. The versatile den features custom-built-in office furniture, including a large desk and bookshelves, ideal for working from home or a hobby space. Enjoy low HOA fees that cover security gate access, lawn maintenance and irrigation, mulching and tree trimming, power washing of driveways, sidewalks and roofs, exterior painting every eight years, interior pest control, and Frontier cable with 120-plus channels. Near two Legacy Trail trailheads, Costco, shopping and dining, Mira Lago is positioned in northwest Palmer Ranch. Just minutes from Siesta Key Beach, Gulf Gate and downtown Sarasota, this home offers a blend of privacy, community and proximity to all the best Sarasota has to offer.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$460,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $368,000 | $368,000 | $368,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | $143 | $143 | $143 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,326 | $2,418 | $3,081 |
Total Monthly Payment | $2,544 | $2,636 | $3,299 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.