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Don't miss your chance for a quality built ranch on 1 acre of property with no HOA or restrictions. This beautiful home was built in roughly 1961. Walk into the huge Great room and then into the adorable kitchen and breakfast room. The refrigerator conveys with the home so no need for extra expense. The gleaming hardwoods are in the secondary bedrooms and the primary bedroom is large enough for a flex space if you do not need that 3rd bedroom or large primary bedroom. Enjoy the view of the acreage outback from your breakfast area or from the huge screened porch. The laundry is oversized and has loads of shelving for storage and a wash sink. The 1 car carport is perfect for inclimate weather entry and the circular drive out front is great for guest parking. The side door does have a wheelchair accessible ramp if needed. Don't miss the outbuilding in the fenced in backyard. It does convey with the home. The HVAC is approx 8 yrs old and the home was treated approx 4 yrs ago but is not under bond. The roof approx 11 yrs old. Come visit and you will want to call this "home" . Perfect rural feel but close to everything. HURRY!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,138 | $1,182 | $1,507 |
Total Monthly Payment | $1,213 | $1,257 | $1,582 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.