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COMING SOON. . . . . . Looking for a home with ROOM FOR ALL, LOW TAXES, & NOTHING TO DO BUT MOVE IN? This PRIME, custom built 50' expanded Raised Ranch is located in the highly sought after Ponderosa Estates offering 4/5 large bedrooms, 3 beautiful full baths and BONUS. . . . . . CUL-DE-SAC LOCATION on a level lot! Large living room, formal dining room that opens up into an expanded family room addition (2020) with recessed lighting, high ceilings & gas fireplace that leads to a large TREX deck with stairs to the backyard! Oversized Silstone & Oak Country kitchen with stepped up cabinetry, SS appliances (2 years old) & everyday dining area! Master bedroom en-suite with an oversized walk-in wardrobe closet and a full bath with granite tops! 2 large bedrooms with generous closet space share a beautiful main bath granite with tub / shower! Lower level is ideal for a home office or a multi generational set up! Large 4th bedroom with an oversized closet, living room, full bath with a gorgeous Rain shower and pretty tile! Large exercise/den area could be a 5th bedroom or office with full walk out that brings you to the private paver patio area with hot tub and covered deck area! Professional lush landscape with 5 zone sprinklers HUGE 2 car garage with a great work shop area and storage galore! Attic with pull down stairs and ply wood flooring! Hardwood flooring, Central Air (2010) Furnace 2010 (3 Zone Heat), Hot water Heater (2024) Anderson windows, Roof 2020 Municiple water sewer North Rockland school (Stony Point Elementary; Willow Grove; Fieldstone North Rockland High School) with affordable taxes $ $13, 597 (Town and County $4102. 17 School $ 9, 494. 37- STAR if applicable $1, 176. 49) Not only is it in a CUL-DE-SAC, it is minutes to Palisades Exit 14/15 in Stony Point! The conveniences around you include major shopping, restaurants, local entertainment, Marina district, Golf courses and more! Take public transportation? That is all right at your doorstep with major bus routes, ferry and train all just a short drive away! If you love the outdoors, it is a short drive to Bear Mountain State Park or Harriman State Park where you can enjoy access to several lakes and an elaborate trail system! Town of Stony Point offers an active recreation department with a town pool, multiple parks and Riverfront Concert Series in the summer months! If you like city life, you are just 45 minutes away, with a short drive NJ, PA and CT lines! On Market date April 24, 2025 STAY TUNED. . . . . . . .
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $1,133 | $1,133 | $1,133 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,489 | $3,674 | $4,681 |
Total Monthly Payment | $4,714 | $4,899 | $5,906 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.