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33 Hurd Avenue, Garnerville, NY, 10923 | $398,500
THOUGHTFUL UPDATES & GREAT LOCATION in North Rockland! Set on a peaceful street with limited thru-traffic, this thoughtfully updated 2-bedroom home offers the comfort and privacy of single-family living, without sacrificing convenience. A possible condo alternative (no HOA!), this property features one-level living with no stairs and a large flat yard, making it highly accessible and easy to maintain. The home has been renovated and improved over the years. Inside, you’ll find a spacious kitchen with wood cabinetry, granite countertops, beautifully tiled floors, and a stone backsplash. The living room is inviting and well-lit, with crown moldings, recessed lighting, and open to the kitchen's "breakfast bar" window. Both bedrooms feature unique architectural details, including a tray ceiling in the primary bedroom and a vaulted ceiling in the second bedroom, adding style and character throughout. Additionally, the back door off the kitchen is fantastic for indoor/outdoor entertaining! Bring the party outside into the large, fully-fenced, private backyard, perfect for outdoor living, relaxing, or even a pool. The patio area is ideal for a fire pit or lounge setup, along with garage access and a driveway that provides plenty of parking. The home has forced hot air heating and could likely be outfitted for central air conditioning, if desired. Located in the North Rockland School District, this home offers convenient access to Route 9W, the Palisades Parkway, and the Haverstraw Ferry to Ossining, connecting you to Metro-North trains to NYC. You're just minutes from Bowline Point Park and Pool, Haverstraw Bay Park, Stony Point ShopRite, Lake Welch Beach, and New York Boulders Baseball at Clover Stadium. West Point is only 30 minutes away, making this a well-connected spot for work and recreation alike. *Loan balance MAY be assumable at 2. 875%. Waiting for final confirmation from the lender. If you're looking for a great home in a convenient location in the scenic Hudson Valley, this one is a must-see! Make it yours!
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Laundry: Gas Dryer Hookup, In Hall, Inside, Washer Hookup
- Style: Ranch
- Year Built: 1955
- Garage: 1-car
- Heating: Forced Air, Hot Air
- Cooling: Wall/Window Unit(s)
- Basement: None
- Approx Sq. Feet: 750
- Acreage: 0.14
- Est. Taxes: $11,404
- Lot Desc: Back Yard, Front Yard
- Elem. School: Haverstraw Elementary School
- Middle School: Fieldstone Middle School
- High School: North Rockland High School
- School District: Haverstraw-stony Pt (North Rockland)
- Appliances: Convection Oven, Dishwasher, Dryer, Freezer, Microwave, Refrigerator, Washer, Gas Water Heater
- MLS#: 848474
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/848474/33hurdavenue_garnerville_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
33 Hurd Avenue, Garnerville, NY, 10923
$398,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $318,800 | $318,800 | $318,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
| Monthly Tax Payment | $950 | $950 | $950 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,989 | $2,094 | $2,669 |
| Total Monthly Payment | $3,014 | $3,119 | $3,694 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535