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Welcome to this home in the heart of Boiling Springs! This delightful 1-bedroom, 1-bathroom house offers the perfect blend of comfort and convenience, making it an ideal choice for anyone looking to tap into the joys of homeownership or secure a great rental opportunity. As you step inside, you’ll be greeted by a cozy atmosphere that feels both welcoming and functional. Though compact, the layout is thoughtfully designed to maximize space, offering just the right amount of room for living, sleeping, and entertaining. Outside, the area is bustling with amenities that cater to your lifestyle needs. This home is not just a place to stay—it's a gateway to a lifestyle of ease and accessibility, surrounded by community features that enhance everyday living. Embrace the simplicity and potential of this lovely property, ready to be called home. 'Whether you’re a first-time home buyer or an investor, this property promises to be a smart and cheerful acquisition in the thriving Boiling Springs area. Unpack your bags and start living the life you’ve imagined!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $100,000 | $100,000 | $100,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $83 | $83 | $83 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $624 | $657 | $837 |
Total Monthly Payment | $781 | $814 | $994 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.