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Sweet and convenient Swanton Village home! Property boasts 3 bedrooms, 2 baths, living room with side office space, large dining room, and spacious eat-in kitchen with new pantry. Great features include stainless steel kitchen appliances, crimson stackable washer & dryer, double vanity, towel warmer, and tiled shower in the recently renovated upstairs full bath, and nice tile floors in several rooms. House features a welcoming, enclosed front porch, and a second enclosed porch/mudroom off the back! Outside, enjoy a side deck, big backyard with fresh landscaping, and a large patio with permanent fire-pit. New back fence and raised beds added in 2024. Efficiency VT weatherization improvements in 2024 too! Paved driveway and a detached barn/garage for extra storage. Close to schools, shops, and the Rail Trail for recreation - the new trail head is only 2 streets away! Easy commute to Burlington or Montreal!
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Our Executive Mortgage Banker:
Our Insurance Division:
$324,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,200 | $259,200 | $259,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $351 | $351 | $351 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,638 | $1,703 | $2,170 |
Total Monthly Payment | $2,064 | $2,129 | $2,596 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.