6807 HABITAT DRIVE, St. Cloud, FL, 34773 | $410,000

Welcome home to the most well-rounded community in Central Florida. Harmony features walking trails, parks, playgrounds, a golf course, Basketball court, Pickleball courts, Trails, Marina with free boat rentals, 2 community pools, dog parks, playgrounds, a community dock for fishing, boat and kayak use and a fitness center. Many weddings are held on the dock overlooking Buck Lake located in the back of this awesome neighborhood. There is an underground tunnel for the children to walk to the high school. The elementary and middle schools are located within the community. This home is sitting on a beautiful lot backing to the conservation area near the Golf Course with additional landscaping on the West side of the home for added privacy. The home features four bedrooms, two and a half baths, a great room plan, stop and drop at the garage entrance, and a loft. The kitchen features a breakfast bar, closet pantry, granite counters, pull out drawers, a Samsung Bespoke refrigerator with customizable panels In multiple colors & finishes and a large dining area. All bedrooms are upstairs and come equipped with ceiling fans, bedrooms 2 & 3 have walk in closets. The master suite features a ceiling fan, HUGE walk-in closet, with bathroom features such as dual sinks, a garden tub with separate shower, a linen closet, and listelo on the shower wall. The guest bath upstairs has a soaker Tub with a shower head and 2 sinks. The laundry room is also upstairs and has shelving. Other great features include 9’3 ceilings downstairs, 8” ceilings upstairs, 5 ¼” baseboards, crown molding, rounded corners, a security system, large storage area under the stairs, knock down ceilings, rocker light switches, ceiling fans in the loft & living room. This Lennar built home also has energy efficient features such as a radiant heat barrier in the attic, a hybrid hot water heater which sucks the hot air from the garage and emits cold air. The exterior features include an open front porch, a screen enclosed back porch, 2 car garage with door opener and an in-wall pest control system, but it can only be utilized by Home Team Pest Control. The Owner also installed a 30 AMP plug on the outside of the home for plugging in an RV. The community allows the homeowner to park your RV in front of your house for 2 days at a time to prepare for a trip. You can plug your RV in and run all electrical systems. This home is competitively priced to move quickly!


Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Golf Course, Park, Pickleball Court(s), Playground, Pool, Tennis Court(s), Trail(s)
  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup
  • Year Built: 2015
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,358
  • Acreage: 0.13
  • Est. Taxes: $6,130
  • HOA Fee: $106 Annually
  • Lot Desc: Conservation Area, In County, Landscaped, Sidewalk
  • View: Trees/Woods
  • Elem. School: Harmony Community School (K-5)
  • Middle School: Harmony Middle
  • High School: Harmony High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener
  • MLS#: O6299194
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/O6299194/6807habitatdrive_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/25/2025 12:00:18 AM)
Listing courtesy of FLORIDA REALTY RESULTS LLC   Phone: 407-498-3838

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NMLS Mortgage Loan Originator ID 16953

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Melissa.Cohn@raveis.com

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6807 HABITAT DRIVE, St. Cloud, FL, 34773

$410,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $328,000 $328,000 $328,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.050% 6.152%
Monthly Tax Payment $511 $511 $511
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,073 $2,155 $2,746
Total Monthly Payment $2,659 $2,741 $3,332

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.