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Idyllically nestled in the coveted Saint Mary's by the Sea neighborhood in Black Rock, this 3BR/2. 5BA residence gloriously captures the imagination with a quintessential New England aesthetic. Colonial architecture blends with a coastal vibe, while the scenic views of Ash Creek and Long Island Sound inspire a blissful lifestyle. Affording even more serenity, Capozzi Park, which permanently occupies the space "next door, " is home to a plethora of birds and indigenous trees and flowering plants. Upon entering, the beachy interior captivates with newer entry flooring (2020), design- friendly color scheme, recessed lighting, refinished wood flooring (2020), crown molding, main- level powder room, and breathtaking water views from nearly every room. Entertaining spaces are in abundant supply with a fireplace living room, luminous sitting room/sunroom, and a sundrenched family room. Relish in the comforts and conveniences of a gourmet kitchen, which has stainless-steel appliances, breakfast bar island, white shaker cabinets, white subway tile backsplash, and an above-sink window with lovely views. The adjoining dining room ensures an intimate gathering space for both informal and formal occasions. Oversized to accommodate substantial furnishings, the upper-level primary bedroom features a large walk-in closet, sitting area, and an attached en suite. Two extra bedrooms and a full bathroom with a shower/tub combo finish out the upper-level. Finally, discover a world of possibilit
Type | Description | Dimensions | Level |
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Bedroom 1 | Hardwood Floor | 11.2 x 11.1 | Upper |
Bedroom 2 | Hardwood Floor | 13.6 x 10.8 | Upper |
Dining Room | Hardwood Floor | 13.4 x 11.0 | Main |
Family Room | 9 ft+ Ceilings,French Doors | 21.0 x 21.4 | Main |
Kitchen | Hardwood Floor | 20.7 x 9.4 | Main |
Living Room | Fireplace,Hardwood Floor | 13.0 x 21.0 | Main |
Primary Bedroom | Full Bath,Walk-In Closet,Hardwood Floor | 13.4 x 24.4 | Upper |
Sun Room | Hardwood Floor | 13.0 x 16.0 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.727% | 6.309% |
Monthly Tax Payment | $1,375 | $1,375 | $1,375 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,084 | $4,605 | $6,118 |
Total Monthly Payment | $5,551 | $6,072 | $7,585 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.