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Discover the charm of this RidgeMont model home, featuring a perfect floor plan with solid surface flooring and a north-facing enclosed lanai. Located just 0. 3 miles from High Vista's private clubhouse, this home boasts an expanded brick paver driveway and walkway leading to a large front porch and entry. The central great room has a 10 FT crown molded ceiling, coat closet, and wood flooring that extends to the bedrooms. The primary bedroom offers a full private bath with double sink vanity, soft-close doors and dovetailed drawers, frameless shower door, linen closet, and plantation shutters over the soaking tub. A 14x6 walk-in closet with built-in shelving. The eat-in kitchen is equipped with large windows, granite countertops and backsplash, stainless-steel kitchen appliances including a Bosch dishwasher, and a new refrigerator. The corridor laundry area has built in cabinets over the washer & dryer. A sliding glass door in the great room opens to an enclosed lanai with Florida glass over screens, a French door to the primary bedroom, and a cabana door to the exterior. Bedroom 2 features crown molding and built-in bookshelves, while Bedroom 3 has a double-door entry and a built-in closet system. The guest rooms share a full bath and large linen closet in this split bedroom floorplan. Additional features include a 2-car garage with sliding screen doors. Ridgewood Lakes is a golf cart-friendly community. High Vista HOA fee includes Spectrum internet and basic cable TV, lawn mowing, and exclusive access to the resident-owned 12, 000 SF private clubhouse and amenities. Ridgewood Lakes HOA fee provides 24/7 staffed security gate and master association-owned private road maintenance. Adjacent to the 18-hole White Heron Golf Club with a restaurant, privately owned and open to the public. High Vista is a vibrant 55+ community offering an outdoor heated pool and spa, fitness center, library, pub, and numerous organized activities. Enjoy pickleball, tennis, bocce, and shuffleboard courts, along with miles of biking and walking trails within the gated Ridgewood Lakes community. Nearby attractions include shopping centers, Disney, Universal, Orlando, and Central Florida entertainment venues. This location also provides easy access to I-4, medical facilities, airports, and AdventHealth hospital is conveniently located just 3 miles away.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $316 | $316 | $316 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,547 | $1,629 | $2,059 |
Total Monthly Payment | $1,938 | $2,020 | $2,450 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.