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Easy Living Awaits at 9920 Spoonbill Road E, Bradenton, FL
Welcome to your coastal retreat in the sought-after community of Flamingo Cay. This beautifully updated waterfront home offers over 2, 200 square feet of bright, open living space with 3 bedrooms, 2 bathrooms, and a flexible bonus room that’s perfect for a home office, den, or guest suite.
From the moment you arrive, you'll notice the attention to detail—starting with the newly designed, drought-tolerant landscaping that enhances curb appeal and makes for easy maintenance. Inside, the open-concept layout has been thoughtfully expanded, featuring all-new flooring, fresh paint inside and out, and modern trim and doors throughout.
The kitchen is a true centerpiece, fully updated with sleek finishes and new appliances, while the adjacent formal laundry and mudroom—also equipped with new appliances—adds function and style. The bathrooms have been completely modernized for comfort and convenience, and the refinished garage offers bonus utility space for storage or hobbies.
Peace of mind comes standard with a brand-new roof, updated electrical system, a new central HVAC system plus a mini split unit, and storm-rated windows with wind guard anchors ready for hurricane screens.
Enjoy the Florida lifestyle outdoors with a raised seawall cap and a floating dock that offers easy tie-up for multiple vessels—just minutes from the Intracoastal Waterway. Whether you're boating, relaxing in the Florida room, or simply soaking in the sunsets, this home is designed for effortless living.
All information is deemed reliable but not guaranteed. Buyers and agents are encouraged to verify all measurements and details independently.
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Our Executive Mortgage Banker:
Our Insurance Division:
$989,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $791,992 | $791,992 | $791,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.727% | 6.560% |
Monthly Tax Payment | $761 | $761 | $761 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,812 | $5,071 | $6,845 |
Total Monthly Payment | $5,665 | $5,924 | $7,698 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.