181 Country Fern Dr, Saint Augustine, FL, 32092 | $635,000

Welcome to 181 Country Fern Dr, where casual lakeside living and a thoughtful floorplan meet in perfect harmony and bid you welcome. Nestled within the coveted SilverLeaf community, designed for the best year round recreational lifestyle, this amenity-centric neighborhood offers a resort-style swimming pool with sun decks, a splash park for younger residents, a beautifully appointed clubhouse with a fireplace and communal kitchen, and inviting picnic areas. For those seeking outdoor activity, enjoy sports courts (including tennis and pickleball), miles of walking, jogging, and biking paths, as well as a dedicated dog park for your four-legged family members. The Country Fern house offers over 2, 200SF of single-story living with a 3-car garage and generous pavered driveway. Step inside the sunlit interior and then take in the versatile layout waiting for you to make it your own. The dining room is on your left as you cross the threshold and then the gathering room, kitchen and breakfast area come together and flow out to the wonderful screened room where a custom-built koi pond will delight everyone with its colorful residents. En-suite, the primary bedroom overlooks the water and makes for a peaceful retreat at day's end. Enjoy a long soak in the tub after a day of exploring or grab a quick shower and head back out for more discovery. An abundance of storage in the bath keeps everything tidy and out of the way. 3 additional bedrooms share the hall bath and the laundry room offers a sink and cabinets. Tile floors run throughout the living areas with soft carpet in the sleeping quarters. The screened room is available for almost year-round enjoyment - dining, entertaining or just relaxing are all on the menu here. SilverLeaf presents an enviable lifestyle with its myriad opportunities for outdoor fun and you'll find shopping, eateries, coffee shops and services within easy reach. Come check it out - we'll be waiting to greet you.

Features

  • Amenities: Clubhouse,Community Pool Unheated,Pickleball,Sidewalk,Street Lights,Suburban
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 60 x 130
  • Style: Traditional,Single Family Home
  • Year Built: 2023
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Approx Sq. Feet: 2,272
  • Acreage: 0.18
  • Lot Size: 60 x 130
  • Est. Taxes: $6,158
  • HOA Fee: $1,455
  • Lot Desc: Water View
  • Water Front: Yes
  • Boat Access: No
  • Elem. School: Wards Creek Elementary
  • Middle School: Pacetti Bay Middle
  • High School: Tocoi Creek High School
  • MLS#: 252241
  • Days on Market: 13 days
  • Website: https://www.raveis.com
    /prop/252241/181countryferndr_saintaugustine_fl?source=qrflyer
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Listing courtesy of One Sotheby's International Realty

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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181 Country Fern Dr, Saint Augustine, FL, 32092

$635,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $508,000 $508,000 $508,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment $513 $513 $513
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,211 $3,337 $4,253
Total Monthly Payment $3,816 $3,942 $4,858

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.