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This AMAZING HOME with EXTRAORDINARY BENEFITS in an INCREDIBLE LOCATION DID NOT FLOOD OR SUSTAIN DAMAGE DURING HURRICANES HELENE OR MILTON! Live free of HOA and CDD fees in this Englewood charmer complete with impact windows & doors (2019) newer shingle roof (2021) shingle roof sealer (2023) deco-chip garage floor (2023) fresh interior garage paint (2023) fresh exterior house paint (2024) & fresh interior paint in the main living areas (2025). This 2 bedroom/2 full bathroom split floor plan retreat is beautifully updated. The kitchen offers white wood cabinetry, granite countertops, glass backsplash, stainless steel appliances and a spacious island! Tile floors grace every room of this home, no carpet here! The second bedroom currently has a Murphy bed system offering you flexibility for this space. Your new home also has smart features including a Nest thermostat, Ring security and wi-fi connected lighting. The large 2 car garage offers plenty of storage space for your car & personal items and also includes the laundry area. Relax after a day at work or play in your covered and screened lanai which enjoys a view of “county owned” property that will not be built upon. This home offers so much including a DEEDED BOAT SLIP (1788 Edison) a few steps from your front door where you have access to the Gulf with one bridge to pass under! The boat slip measures 15' x 20’ and is a perfect place to moor your skiff, kayak or wave runner! Homes in this neighborhood also have the opportunity to become members of the Englewood Gardens Beach Club offering private parking and amenities just for club members. Public trails from your neighborhood lead you to the Ann & Chuck Dever Regional Park offering a 23, 000 square foot recreational center which features a pool, fitness center, gymnasium & community garden. This home is mere steps from fabulous Englewood restaurants and a quick drive to shopping, golf, beaches and more. This property is unique. Don’t hesitate! Call to see it today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,920 | $335,920 | $335,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $553 | $553 | $553 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,123 | $2,207 | $2,812 |
Total Monthly Payment | $2,750 | $2,834 | $3,439 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.