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The best location on Seabrook! Enjoy ocean views from your large screened balcony at the highly sought after Atrium Villa. Overlooking the beach club and adjacent to the Golf Clubhouse, this second floor updated villa is ideally located close to the elevator. The owners have taken great care of this two bedroom unit and are selling it fully furnished (brand new sofa). Each bedroom has their own bathroom, an open floor plan with kitchen, dining and living area makes for easy living. The large covered balcony is accessible from all three rooms. Atrium Villa owners and renters enjoy a parking garage on the first level with elevator access. These have been high-demand rental properties for owners due to their location and the ability to walk across the street to the beach or the golf clubhouseSeabrook Island is a gated private club community with wonderful beaches and world class amenities such as two championship golf courses, renovated golf clubhouse and renovated tennis club, equestrian facilities and riding trails. The community boasts The Lake House, the spectacular fitness and swim complex with both indoor and outdoor pools, play park and basketball court. There is also a library and treatment rooms. Capn Sam's Spit has kayak and small boat launch, as well as crabbing and fishing areas. Just outside the gate are many restaurant and shopping options such as Bohicket Marina and Freshfields Village. Johns Island has many of Charleston's favorite restaurants and SBI is just an hours drive to downtown Charleston, one of the top travel destinations in the world. Charleston International Airport is approximately 45 minutes from Seabrook Island. Buyers are required to join the Seabrook Island Club and pay a contribution to the community and regime capital reserves at closing.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,868 | $4,073 | $5,190 |
Total Monthly Payment | $3,960 | $4,165 | $5,282 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.