|
408 INLET ROAD, Ruskin, FL, 33570 | $1,250,000
WATERFRONT LUXURY ON 1 ACRE IN RUSKIN! ??
Welcome to your private peninsula paradise with nearly 500 feet of water frontage and direct access to Tampa Bay—NO bridges! This remarkable waterfront estate sits on an oversized 1-acre lot, offering unparalleled views, privacy, and a lifestyle that blends comfort, elegance, and functionality.
Step inside and be greeted by a sweeping staircase, elegant stone flooring, and stunning architectural details. The gourmet kitchen features light cabinetry, granite countertops throughout, stainless steel appliances, a large island, generous prep space, and a breakfast bar that opens into a spacious family room with built-in shelving and a fireplace. A charming breakfast nook overlooks the screened lanai and pool, while sliding glass doors flood the home with natural light and spectacular water views.
The private in-law suite above the garage includes a full bathroom and a separate entrance via a private staircase—perfect for multigenerational living or guests. The sprawling primary suite upstairs features a private balcony, his-and-hers walk-in closets, and a luxurious ensuite with granite counters, dual sinks, upgraded tile shower, and a garden tub. Upstairs guest rooms are generously sized and share a dual-sink granite bathroom.
Enjoy year-round outdoor living on your travertine-tiled lanai with new sunshades, an outdoor sink and counter, and a sparkling pool—recently updated with a 2025 pool pump, filtration system, and full re-screening. The large dock features Trex deck planking (2020) and direct access to deep water.
??? UPGRADES & IMPROVEMENTS SINCE 2019:
Water Softener (2019)
Daiken Mini Split A/C Unit for garage suite (2019)
Oversized Gutters & Downspouts (2020)
Trex Decking on Dock (2020)
Lift Station + Plumbing Line to County (2021)
Lennox A/C + Air Handler (2021) – Mold protection added 2024
Electrical Panel Upgrade + Garage Suite Code Compliance (2021)
Impact Sliding Doors on Upstairs Balcony (2021)
30-Year Architectural Roof (2022, transferrable warranty – Westfall Roofing)
Flat Roof Overlay & Re-seal (2022 + 2024 – Kennedy Construction)
Laundry Room Remodel (2023) w/ new sink, vanity, washer & dryer
Upstairs Carpet + Vinyl Plank Flooring (Oct 2023, 9-year transferrable warranty)
Updated Lighting in Kitchen & Bathrooms (2024)
Exterior House Painted (2025)
New Pool Pump, Filtration System, and Rescreening (2025)
New Outdoor Sunshades for pool area (2025)
??? Updated Appliances:
LG Refrigerator (2023)
Samsung Washer/Dryer (2023)
KitchenAid Stove (2021)
This home is move-in ready, meticulously maintained, and built for both luxury living and entertaining. Whether you're watching the sunrise from the balcony, cruising from your dock into Tampa Bay, or relaxing by the pool with water views in every direction—this is Florida waterfront living at its finest.
?? Call today for your private tour—this one-of-a-kind opportunity won’t last!
Features
- Rooms: 11
- Bedrooms: 4
- Baths: 3 full / 1 half
- Lot Size: 235 x 175
- Laundry: Electric Dryer Hookup, Inside, Laundry Room
- Style: Traditional
- Year Built: 2000
- Garage: 2-car
- Heating: Central, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 2,723
- Acreage: 0.94
- Lot Size: 235 x 175
- Est. Taxes: $9,263
- HOA Fee: $400 Annually
- Lot Desc: Corner Lot, Cul-De-Sac, Flood Insurance Required, FloodZone, Oversized Lot
- View: Water
- Pool: Deck, Gunite, Lighting
- Pet Policy: Yes
- Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: A4648698
- Days on Market: 1 day
- Website: https://www.raveis.com
/eprop/A4648698/408inletroad_ruskin_fl?source=qrflyer
Listing courtesy of KW SUNCOAST Phone: 941-792-2000
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
408 INLET ROAD, Ruskin, FL, 33570
$1,250,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 6.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.813% | 6.739% | 6.581% |
| Monthly Tax Payment | $772 | $772 | $772 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,157 | $6,403 | $8,643 |
| Total Monthly Payment | $7,054 | $7,300 | $9,540 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388